In addition to the above types of coverage you may need:

• Loss of Income from dependent properties. Necessary if you rely upon a singular provider of goods to produce your product.
• Product Recall Expense to insure against the cost of pulling products off of retail shelves.
• Peak Season Endorsements to insure additional stock and product during heavy production periods.
• Workers Compensation which is required by law if you have any employees.
• Auto Insurance if your company owns any vehicles.
• Umbrella Liability Insurance for extra protection.
• Mechanical Breakdown Insurance to cover sudden and accidental loss due to electrical surges in your air conditioning, appliances, or electrical systems.